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Trick takeaways

• Citi Flex Financing allow you to withdraw particular otherwise all of your own readily available Citi card credit once the financing
• Providing your own financing because the a Citi Flex Financing gets a predetermined monthly payment and you may repaired rate of interest up to the loan are reduced back into full
• Citi Flex Money give a lot of pros, such as perhaps not demanding a supplementary hard borrowing inquiry, but you’ll have to work at the latest amounts to be sure it seem sensible for the disease

Handmade cards provide a convenient way to purchase everyday sales, yet discover always situations where you could prefer bucks.

The Citi Bend Loan system will likely be a good alternative to powering up an equilibrium on your card having unanticipated expenditures or taking out credit cards cash advance. Payday loans generally speaking want an upfront fee (normally 5 per cent of your improve number), in addition to currency you obtain will start accruing appeal at a great higher changeable rate out of day you to definitely and no elegance months.

If you’re looking to possess a far greater choice, Citi Flex Financing can be worth examining. Here is how Citi Fold Loans work with behavior, and some tips to make it easier to is an excellent choice for your.

What is actually an excellent Citi Fold Loan?

Citi Fold Loans and City Bend Shell out are a couple of apps you to definitely promote cardholders even more flexible payment choice and fixed terminology owing to Citi’s Citi Fold Arrangements.

Which have an effective Citi Fold Financing, you can take-out financing in your qualified Citi card’s line of credit at a fixed rate of interest. You can even decide how much you should borrow and you will accept with the a predetermined payment and repaired interest one to continues for the lifetime of the mortgage as opposed to doing an alternative software otherwise credit assessment.

Citi Flex Shell out, while doing so, is actually a flexible fee policy for Citi cardmembers which allows qualified mastercard requests are paid off throughout the years with a good fixed Apr.

Each other Citi Bend Money and Citi Fold Spend was options available after you manage a Citi Flex Plan., Citi’s system providing cardholders a lot more flexible fee options and you will repaired terminology.