*Prices and you may Apr cited above to have Manager-Occupied; 680 credit rating; $150,000 base loan; $ loan amount; 96.5% ltv Minimum credit rating requirements apply. Excite consult a great CUFS Signed up Home loan Mentor getting facts. Maximum amount borrowed: $472,030. (Can be all the way down for sure counties) Purchases: 3.5% advance payment; Refinances: %ltv Rate/Term; 80%ltv Cash-aside

*Prices & Apr cited above to have Owner-Filled commands; 680 credit rating; $150,000 feet financing; $153,225 loan amount; 100% ltv Restriction loan limitations implement – may differ for each and every Veteran Instructions: 0% advance payment; Refinances: 100%ltv Rate/Term; 90%ltv Dollars-aside

*Costs & Apr quoted significantly more than to have Holder-Filled orders; 680 credit rating; $150,000 base mortgage; $151,515 loan amount; 100% ltv Min 620 credit history. Purchases: 0% down-payment; Geographic and earnings constraints incorporate. Glance at here to possess qualifications.

*Rates and you may Annual percentage rate quoted more than to have Proprietor-Occupied; 760+ fico scores; $step one,000,000 mortgage; 75% ltv. Loan-to-Value over 75% possess an alternate speed & Apr. *Rates of interest may differ based borrowing well worth loan-to-really worth, occupancy, loan sort of, and financing title. Demonstrated could be the latest low offered costs. Prices and you will APRs published try subject to alter without notice. For those who have inquiries otherwise do not see the specific mortgage program and you may/otherwise condition that you’re searching for, delight get in touch with a loan Administrator having a personalized quote from the getting in touch with (800) 503-6855.

2476 Lawernceville Hwy., Room 101 | Decatur, GA 30033 | [current email address protected] | Phone: (800) 503-6855 | Fax: (678) 658-4467

Michelle Wright

Michelle Wright functions as Upkeep Movie director to possess Borrowing from the bank Union Economic Services, LLC (CUFS) in the Covington, Georgia. She first started their particular field which have CUFS given that a mortgage Servicer when you look at the 1998. While the her job complex, Michelle transitioned to help you a great Michelle is actually marketed to their unique current role. She’s responsible for loss minimization, lending company compliance per Real estate Settlement installment loans online Alaska Actions Act (RESPA) and Individual Financial Security Agency (CFPB), week end and quarter end reporting, along with standard mortgage servicing.

Michelle stays in Stockbridge. She finished which have a great Bachelor’s Education from inside the Therapy regarding the College of Maryland, East Coastline for the 1991.

Jim Dymek

Jim Dymek started in the loan company as a licensed Financial Advisor into the employed by a mortgage Banker. Jim’s prior occupation was selling technology in order to Luck five hundred companies having up to fourteen years regarding the The southern area of.

Leveraging his financial experience, Jim returned to technology career off 2011 so you’re able to 2014 offering mortgage technical possibilities for Calyx Software and you can Lending QB from the The southern part of You.

Jim keeps constantly held it’s place in the big 10% regarding creation at the certain home loan organizations of the mostly concentrating on educating an individual and you can getting comprehensive follow through.

Jim is excited about educating an individual toward concepts having an emphasis into the describing essential borrowing is within the home loan approval processes. Jim prides himself toward providing the user several possibilities in the place of one mortgage option. Jim likewise has an effective understanding of compliance and the latest guidelines ruling a.

A citizen out of Dunwoody, Jim gone to live in the fresh Area Atlanta urban area in the 1974. The guy went to Dunwoody Twelfth grade and that is a 1985 graduate from Georgia Tech that have a great Bachelor’s Training inside the Industrial Management.

David Gowen

David are home financing Signed up Financial Mentor in the Borrowing Relationship Economic Properties during the Covington, Georgia. He support render financial solutions to members of Credit Unions during the Georgia. Just after starting in the mortgage business from inside the 1986, David invested the first 21 many years of their occupation in an individual money globe and with wholesale or correspondent lenders due to the fact sometimes an individual producer otherwise transformation manager. Given that 2007, he has worked for numerous financial institutions or lenders writing on customers both once the an individual music producer or branch movie director.